Generated by All in One SEO Pro v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Kaplan Insurance Auto | Motorcycle | Wappingers Falls, NY ## Sitemaps - [XML Sitemap](https://kaplaninsurance.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://kaplaninsurance.com/blog/) - [Why Mobile Home Owners Need Specialized Insurance](https://kaplaninsurance.com/why-mobile-home-owners-need-specialized-insurance/) - Mobile home insurance isn’t just a version of standard homeowners coverage. Learn how specialized protection keeps your property and peace of mind secure. - [Avoiding Costly Claims with Error and Omission Insurance in NY](https://kaplaninsurance.com/avoiding-costly-claims-with-error-and-omission-insurance-in-ny/) - Discover how Error and Omission Insurance protects NY professionals from costly lawsuits, contract breaches, and client claims. Learn what’s covered and who needs it. - [How Commercial Auto Insurance Protects Your Business on the Road](https://kaplaninsurance.com/how-commercial-auto-insurance-protects-your-business-on-the-road/) - Commercial auto insurance helps protect your vehicles, drivers, and business from accident-related costs. - [The Questions Everyone Should Ask Before Buying Homeowners Insurance](https://kaplaninsurance.com/the-questions-everyone-should-ask-before-buying-homeowners-insurance/) - Not all homeowners insurance is the same. Ask these key questions to avoid gaps and get coverage that actually protects your home. - [Why Employers Should Care About Disability and Paid Leave Insurance](https://kaplaninsurance.com/why-employers-should-care-about-disability-and-paid-leave-insurance/) - Learn why disability and paid leave insurance protects both employers and employees when life interrupts work. - [What Is Inland Marine Insurance and Who Actually Needs It?](https://kaplaninsurance.com/what-is-inland-marine-insurance-and-who-actually-needs-it/) - Inland marine insurance covers tools, equipment, and goods in transit or offsite. Learn who needs it and what this often-misunderstood policy protects. - [Common Myths About General Liability Insurance That Hurt Small Businesses](https://kaplaninsurance.com/common-myths-about-general-liability-insurance-that-hurt-small-businesses/) - Many small businesses misunderstand general liability insurance. Learn what it really covers — and what risks you're still exposed to. - [Liquor Liability Insurance: Your Business’s Best Friend](https://kaplaninsurance.com/liquor-liability-insurance-your-businesss-best-friend/) - Learn why liquor liability insurance is essential for businesses serving alcohol. Discover what it covers, who needs it, and how it can safeguard your operations. - [Why Garage Keepers Insurance Matters for Your Auto Business](https://kaplaninsurance.com/why-garage-keepers-insurance-matters-for-your-auto-business/) - Learn why Garage Keepers Insurance matters for your auto business, protecting vehicles under your care from damage and loss. - [Why Every Small Business in New York Needs a Business Owners Policy (BOP)?](https://kaplaninsurance.com/why-every-small-business-in-new-york-needs-a-business-owners-policy-bop/) - Learn how a Business Owners Policy (BOP) protects New York small businesses from property loss, lawsuits, and interruptions—all in one affordable insurance plan - [Business Umbrella Liability Insurance Explained in Plain Terms](https://kaplaninsurance.com/business-umbrella-liability-insurance-explained-in-plain-terms/) - Learn how business umbrella liability insurance adds backup protection when other policies max out. Get clear on what it covers. - [New York Inland Marine Insurance Covers More Than You Think](https://kaplaninsurance.com/new-york-inland-marine-insurance-covers-more-than-you-think/) - Learn how inland marine insurance protects mobile business assets across New York—from tools and inventory to event gear and offsite equipment. - [First-Time Riders: What to Know Before Buying Motorcycle Insurance](https://kaplaninsurance.com/first-time-riders-what-to-know-before-buying-motorcycle-insurance/) - New to motorcycles? Get tips on motorcycle insurance, from coverage types to what first-time riders often miss when buying their first policy. - [What NY Businesses Need to Know Before Buying Commercial Auto Insurance](https://kaplaninsurance.com/what-ny-businesses-need-to-know-before-buying-commercial-auto-insurance/) - Discover why NY commercial auto insurance is essential for businesses, what it covers, and how the right policy protects your company from costly risks and lawsuits. - [Five jobs that can't afford to go without error and omission insurance](https://kaplaninsurance.com/five-jobs-that-cant-afford-to-go-without-error-and-omission-insurance/) - Learn why Errors and Omissions Insurance (also called Professional Liability Insurance) is essential for NYS businesses in professional services. Coverage explained. - [Safeguarding Your Business: The Imperative of Cyber Liability Insurance](https://kaplaninsurance.com/safeguarding-your-business-the-imperative-of-cyber-liability-insurance/) - In an era where technology pervades every aspect of our lives, businesses, regardless of their size, have become vulnerable targets for cyber threats. Small and mid-sized enterprises often underestimate the risks they face. Many believe that cyber-attacks only happen to large corporations. This misconception could prove costly. That's where cyber liability insurance steps in as - [Strategic Protection: Navigating Commercial Risks with Kaplan Insurance Solutions](https://kaplaninsurance.com/strategic-protection-navigating-commercial-risks-with-kaplan-insurance-solutions/) - In the fast-paced and unpredictable world of commerce, businesses are frequently confronted with multifaceted risks that can threaten their stability and growth. This is where Kaplan Insurance steps in, offering strategic protection and comprehensive solutions designed to navigate and mitigate commercial risks, allowing businesses to operate with confidence and resilience. Understanding Commercial Risks Commercial risks - [Labor Law & Third Party Over Action Liability](https://kaplaninsurance.com/labor-law-third-party-over-action-liability/) - Companies doing business with independent contractors in New York State face additional challenges in mitigating legal liability. Provisions in New York labor law allow certain injured workers to directly sue the corporations on whose land & facilities the workers are operating, even if the workers are employed by an independent contractor hired by the corporation - [Protecting Your Small to Mid-Sized Business: A Comprehensive Guide to Insurance](https://kaplaninsurance.com/protecting-your-small-to-mid-sized-business-a-comprehensive-guide-to-insurance/) - What kind of coverage does your business need? How will these policies safeguard my business? Read further and learn more! - [The Ultimate Guide to General Liability Coverage: What Every Business Owner Should Know](https://kaplaninsurance.com/the-ultimate-guide-to-general-liability-coverage-what-every-business-owner-should-know/) - Running a business is exciting, but it’s not without its risks. Accidents, lawsuits, and unforeseen incidents can threaten your operations and financial stability. That’s where General Liability Insurance comes in—a critical safety net for businesses of all sizes. This guide will walk you through what General Liability Insurance covers, why it’s essential, and how to - [Unlocking the Full Potential of Auto Insurance: Beyond Vehicle Coverage](https://kaplaninsurance.com/unlocking-the-full-potential-of-auto-insurance-beyond-vehicle-coverage/) - Auto Insurance Is Much More Than Merely Buying Peace Of Mind Most people think of auto insurance as responsible for vehicle damages. Kaplan Insurance has another vision: they believe that auto insurance does more than just protect your car. It can be an indispensable tool that helps protect your vehicle, your personal interests, and your - [A Small Business Owner's Guide to Commercial Insurance](https://kaplaninsurance.com/a-small-business-owners-guide-to-commercial-insurance/) - Running a small business is an exciting endeavor, but it comes with its fair share of risks. From protecting your physical assets to safeguarding against potential lawsuits, commercial insurance is a critical component of business success. Here’s a comprehensive guide to help you understand the key aspects of commercial insurance and how it can shield - [Why Umbrella Insurance is a Must-Have for Added Protection](https://kaplaninsurance.com/why-umbrella-insurance-is-a-must-have-for-added-protection/) - Insurance is there for when things go wrong, but sometimes it’s not enough. That’s where umbrella insurance comes in. It gives you extra protection when your regular insurance runs out, so you’re not stuck paying for big bills on your own. It’s smart to have that extra cushion. What is Umbrella Insurance? Umbrella insurance is - [New York EPLI: Why Every Business Needs Protection Against Employment Claims](https://kaplaninsurance.com/new-york-epli-why-every-business-needs-protection-against-employment-claims/) - New York businesses operate in one of the most legally complex employment climates in the country. With evolving workplace legislation and an increase in employee-related lawsuits, protecting your company from employment-related claims isn't an option anymore—it's a requirement. That is where Employment Practices Liability Insurance (EPLI) comes in. Designed to protect businesses against employee claims, - [Navigating Insurance Claims: A Step-by-Step Guide for Policyholders](https://kaplaninsurance.com/navigating-insurance-claims-a-step-by-step-guide-for-policyholders/) - Filing an insurance claim can weigh heavy on you, especially when life’s already throwing curveballs. Whether it’s a banged-up car, a storm-damaged house, or some other liability, knowing the ropes of the process can steady your nerves. This guide will break everything down into clear steps so you can deal with our insurance reps, whether - [Safeguarding Your Enterprise: The Advantages of Business Owners Insurance](https://kaplaninsurance.com/safeguarding-your-enterprise-the-advantages-of-business-owners-insurance/) - Running a business is a thrilling ride, packed with chances to grow and succeed, but it’s not without its bumps. Things like unexpected lawsuits, damaged property, or a forced shutdown can throw a wrench in your plans. That’s where a Business Owners Package comes in—a solid, all-in-one insurance plan built just for people steering their - [Understanding the Importance of Employment Practices Liability Insurance for Business Owners](https://kaplaninsurance.com/understanding-the-importance-of-employment-practices-liability-insurance-for-business-owners/) - Workplace lawsuits are on the rise. Learn how Employment Practices Liability Insurance protects your business from discrimination, harassment, and wrongful termination claims. - [How to Save Money on your Auto Insurance](https://kaplaninsurance.com/save-money-on-your-auto-insurance/) - NY defensive driving course online lowers your premiums. New York has some of the highest auto insurance premiums in the nation; so if you are looking to save some money, paying attention to your auto insurance premium is a good place to start. Fortunately, to save money on your policy you don’t need to get - [How to Protect Your Growing Business](https://kaplaninsurance.com/how-to-protect-your-growing-business/) - You may have been able to get your small business up and running by yourself but as your business grows, have you made any plans on how you can protect it? As an entrepreneur, it is inevitable that you’ll need some assistance to fully scale your business. This is the first kind of protection you - [Should You Get Insurance For Your Home-Based Small Business?](https://kaplaninsurance.com/should-you-get-insurance-for-your-home-based-small-business/) - According to the International Data Corp. (IDC), the U.S. home office market will add nearly 2.0 million home-based businesses by 2015, with over 450,000 net new home-based businesses per year in 2013 and 2014. This is completely understandable because of the practicality and cost-effectiveness of setting up home-based businesses. And if you’re a consultant, coach, - [Credit Score vs. Auto Insurance Rates](https://kaplaninsurance.com/credit-score-vs-auto-insurance-rates/) - Although it is a controversial practice that has been banned in Massachusetts, Hawaii, and California; the use of credit-based insurance scores is pervasive. In fact, it is reported in a survey by North Shore Advisory, that 92 out of a 100 auto insurers utilize a credit-based insurance score. Fortunately, your credit is only one factor - [How to Make Your Home Unattractive To Burglars](https://kaplaninsurance.com/how-to-make-your-home-unattractive-to-burglars/) - New York is among the top 5 US Cities cited by the FBI and National Burglar and Fire Alarm Association as having the highest rates of burglary and property theft in 2013. It’s a great place to live in but it’s not that secure. Having home insurance gives homeowners added security that they have a - [Explained: Will My Home Insurance Cover Me When Working from Home?](https://kaplaninsurance.com/will-home-insurance-cover-me-when-working-from-home/) - More people are working remotely than ever before. But have you thought about the implications? Will your home insurance cover you while working from home? - [My Tree has Fallen on a Neighbour’s Property. Who’s liable?](https://kaplaninsurance.com/my-tree-has-fallen-on-a-neighbours-property-whos-liable/) - When your tree falls on a neighbors property, who is liable? What if the tree was old? What counts as negligent? Find out all you need to know inside! - [7 Surprising Things That Can Sometimes Be Excluded From Home Insurance Policies](https://kaplaninsurance.com/surprising-things-that-can-be-excluded-from-home-insurance-policies/) - The world of insurance can be an unusual one sometimes. Here are 7 surprisingly common home insurance policy exclusions that you probably don't know about... - [What You Need to Know About Swimming Pool Insurance](https://kaplaninsurance.com/what-you-need-to-know-about-swimming-pool-insurance/) - There are many facets to swimming pool insurance and the varialbes for coverage are worthy of a discussion. Here is a guideline for you to review, but please contact our office to discuss your specific situation along with your existing policies so we make sure that you have the best possible coverage at a rate - [Ensure Your Home Is Safe and Secure This Winter](https://kaplaninsurance.com/ensure-your-home-is-safe-and-secure-this-winter/) - As Ben Franklin famously stated, ‘An ounce of prevention is worth a pound of cure.” Nowhere is this quote more applicable than with your household maintenance. While your homeowners policy is designed to protect you; avoiding problems is by far the better option. Proper preventative maintenance can go a long way to enhancing your families - [7 Surprising Things That Can Void Your Home Insurance](https://kaplaninsurance.com/7-surprising-things-that-can-void-your-home-insurance/) - Voiding your home insurance is very, very serious. Here are 7 surprising things that can void your home insurance that you may be unaware of... - [If I Rent Do I Still Need Insurance? Is it Affordable?](https://kaplaninsurance.com/renters-insurance-wappingers-falls-ny/) - Quick answers: Yes and Yes. If you are renting a home or an apartment renters insurance makes sense and is extremely affordable. With the discounts available if you combine your auto insurance with renters insurance the expense of renters insurance is nearly free. Renters insurance on it’s own is highly affordable and also covers your - [Beyond the Basics: Disasters Not Covered By Your Home Insurance](https://kaplaninsurance.com/beyond-the-basics-disasters-not-covered-by-your-home-insurance/) - A homeowner’s insurance will commonly include coverage for your house and other structures within your property. It could also include living expenses in case of fire or in similar instances when your home is not fit for habitation. Your policy can also include injury and liability claims for both humans and pets, replacement costs for - [Does My Personal Car Insurance Cover Me When Driving For Uber Or Lyft?](https://kaplaninsurance.com/does-personal-car-insurance-cover-uber-or-lyft/) - Uber and Lyft provide many people with a source of supplemental (or sometimes even primary) income. But does personal car insurance cover Uber & Lyft drivers? - [Insuring Your Teen Driver](https://kaplaninsurance.com/insuring-your-teen-driver/) - Having your son or daughter reach the age where they are ready to drive is certainly a major milestone that is filled with mixed emotions for most families. While it is wonderfully liberating for both parents and child to be free from the grind of the parental shuttle bus; concerns for safety combined with the - [Do I Need to Notify My Insurance Company When my Child Turns 16?](https://kaplaninsurance.com/do-i-need-to-notify-my-insurance-company-when-my-child-turns-16/) - Quick answer, no, you do not need to inform your insurance agency until your child has obtained their drivers license. Some insurance companies will ask the names and dates of birth of each family member and will follow up with you to see if they have obtained their drivers license; however it is always a - [Winter Is Coming: 9 Winter Driving Tips To Keep New Teen Drivers Safe](https://kaplaninsurance.com/winter-driving-tips-teen-drivers-safety/) - Driving in icy and cold conditions requires extra care and attention. Here are our tips for teen drivers who might be approaching their first winter on the road - [Do I Need To Keep My Child On My Auto Insurance If They Go Away To College?](https://kaplaninsurance.com/do-i-need-to-keep-my-child-on-my-auto-insurance-if-they-go-to-college/) - Should you keep your child on your auto insurance when they go away to college? If so, why? And is it possible to get a discount on your premiums? - [Explained: How to Deal with & Prevent Parking Lot Accidents](https://kaplaninsurance.com/prevent-parking-lot-accidents/) - Parking lot accidents are all too common, and even the most careful of drivers can find themselves involved in one. Here's how to deal with (and prevent) them. - [NY Auto Insurance and Road Safety: 3 Updates You Should Know](https://kaplaninsurance.com/ny-auto-insurance-and-road-safety-3-updates-you-should-know/) - Street safety in New York City has been a long-time problem for both pedestrians and drivers. This is one of the reasons why auto insurance is a necessary expense for car owners in this fine city and we can say the same for life insurance. There have been significant initiatives and developments in the auto - [Using Personal Insurance For A Work Vehicle Can Be A Costly Mistake](https://kaplaninsurance.com/using-personal-insurance-for-a-work-vehicle-can-be-a-costly-mistake/) - As a small business owner, looking for ways to lower costs is always a top priority. Using one vehicle for both personal use and work is simple way to save a great deal of money. So it is understandable that these same small business owners are tempted to insure their vehicle on their personal policy - [7 Things You Can Do To Lower Your Home Insurance Premium](https://kaplaninsurance.com/7-things-you-can-do-to-lower-your-home-insurance-premium/) - Home insurance premiums are calculated on a complex combination of interelated factors. Here are a few things you can do to try and lower yours. - [Explained: What Does Full Coverage Car Insurance Consist Of? Is It Worth It?](https://kaplaninsurance.com/explained-what-does-full-coverage-car-insurance-consist-of-is-it-worth-it/) - At Kaplan, you are guaranteed top-level car insurance services, as well as assistance in securing the best rate. Contact us today at 845-297-3266. - [4 Reasons Why Your Home Insurance Rate May Be Increasing](https://kaplaninsurance.com/4-reasons-why-your-home-insurance-rate-may-be-increasing/) - At Kaplan, we offer top-level insurance services to the community, allowing you to secure the best rate for your home. Contact us today at 845-297-3266. - [Should I purchase insurance online or through my local agent?](https://kaplaninsurance.com/should-i-purchase-insurance-online-or-through-my-local-agent/) - The internet has empowered all of us to become more educated consumers. Shopping online for many items can also save people a great deal of time and money. So as more of our daily lives go online, some of you may be considering “should I buy my insurance through that website I saw advertised - [Customer Appreciation Barbecue](https://kaplaninsurance.com/customer-appreciation-barbecue/) - Kaplan Insurance Agency will be having a customer appreciation barbecue: Friday May 10th,2013 from 12:00pm until 2:00pm. Come and visit us at our new location 12 Barrister’s Row, Wappingers Falls NY 12590 Enterprise Rental Car will be providing some of the food and their E-plus free rewards program. Safelite Auto glass will be on hand to - [Spring is here, come visit us at our new location.](https://kaplaninsurance.com/spring-is-here-come-visit-us-at-our-new-location/) - Call for a motorcycle or boat insurance quote - [November Green Light Exchange](https://kaplaninsurance.com/november-green-light-exchange/) - To honor of our Veterans this upcoming Veterans Day, The Kaplan Insurance Agency is proudly supporting “Green Light A Vet” with a green light exchange. Green Light A Vet is a movement to establish visible national support for veterans by encouraging people to change one light to green in their homes as a symbol of - [Essential Holiday Safety Tips For The Home](https://kaplaninsurance.com/essential-holiday-safety-tips-for-the-home/) - It’s very important to stay safe during the holidays, so we’ve compiled some pointers on how you can celebrate safely! Read further to learn more. - [What Personal Property Insurance Does, And Why You Need It](https://kaplaninsurance.com/what-is-personal-property-insurance/) - What does personal property insurance do? And more importantly, do you need it? If so, why? Today we take a deep dive to find out. - [Reasons to Have a Personal Umbrella Insurance Policy](https://kaplaninsurance.com/reasons-to-have-a-personal-umbrella-insurance-policy/) - What is an Umbrella Insurance Policy? It’s an extra policy that you can buy if you have an auto, home or renters policy. It provides you liability coverage over and above your policy. Why would I need a personal umbrella policy? Even if you don’t own a lot doesn’t mean you can’t get sued for - [3 Time-Tested Ways to Protect Your Credibility As A Businessman](https://kaplaninsurance.com/3-time-tested-ways-to-protect-your-credibility-as-a-businessman/) - When you have a business it’s easy to drown in the day-to-day management and operations to keep it running. It’s also easy to take your conduct and image for granted when you encounter stress left and right. But as a business owner, the way you present yourself at all times, affects how your staff gives - [Why an annual insurance review is so important](https://kaplaninsurance.com/why-an-annual-insurance-review-is-so-important/) - Many people tend to feel content just by knowing they have insurance. They go about their daily lives all while forgetting about the actual coverage. It is human nature to become wrapped into a comfortable routine that overlooks fine details. However, this can be problematic because gaps in coverage can surface. HOME INSURANCE As - [Umbrella insurance: Are you adequately covered?](https://kaplaninsurance.com/umbrella-insurance-are-you-adequately-covered/) - If you have auto insurance, you probably think you have all the coverage you need for yourself, your spouse and your teenage drivers. Likewise, your homeowners insurance will take care of repair costs in case the pipes burst or there’s a fire. But what happens if you get sued? If your 17-year-old son is involved - [Better Off Dead?](https://kaplaninsurance.com/better-off-dead/) - Well, of course not! But if you are ever unfortunate to have such a disability or illness; the stress of covering your bills in addition to dealing with your personal wellness can make you feel that you would be “better off dead”. Fortunately, a simple disability policy can protect you from this stress and does - [A New Year’s Resolution Worth Keeping](https://kaplaninsurance.com/a-new-years-resolution-worth-keeping/) - The start of the new calendar year always spurs a flurry of New Year Resolutions related to well intentioned lifestyle changes; but sadly, it is the rare exception when these resolutions are actually kept. As an insurance broker, however, the one I encourage all my clients to keep is to review their life insurance coverage. - [Lower your Insurance Premiums by Bundling](https://kaplaninsurance.com/lower-your-insurance-premiums-by-bundling/) - As part of our ongoing series of articles on saving you money on your insurance coverage, we want to bring you another simple and often overlooked way to save money – Bundling. McDonald’s made the line “Would you like fries with that?” famous; and in the process set off a marketing trend that now spans - [Saving Money with Usage Based Insurance](https://kaplaninsurance.com/saving-money-with-usage-based-insurance/) - We at Kaplan Insurance are excited to introduce to our clients to a new type of auto insurance that promises to reduce the premiums paid by numerous motorists. We are always looking for ways to bring you the very best insurance at the lowest possible price. So, let’s look at a new concept: usage-based insurance - [Motorcycle Season, call Jill for a quote 845-297-3266](https://kaplaninsurance.com/motorcycle-season-call-jill-for-a-quote-297-3266/) - [Future Home of Kaplan Insurance Agency- February 2013](https://kaplaninsurance.com/future-home-of-kaplan-insurance-agency-february-2013/) - 12 Barrister’s Row, Wappingers Falls Ny 12590 - [How Healthy Living Affects Your Life Insurance Premiums](https://kaplaninsurance.com/how-healthy-living-affects-your-life-insurance-premiums/) - Life insurance premiums are not set in stone; in fact, a number of factors can actually affect your life insurance premiums. For example, one of the most obvious ways in which these premiums can be affected is by way of healthy living. If the policyholder lives a healthy and clean lifestyle, then he or she ## Pages - [Home](https://kaplaninsurance.com/) - Kaplan Insurance offers our customers competitive homeowner, car, and commercial insurance rates in the Hudson Valley and throughout NY. Call 845-297-3266 now. - [Landlord Insurance](https://kaplaninsurance.com/business-commercial-insurance/landlord-insurance/) - Kaplan Insurance offers our customers competitive Landlord and Rental Property Insurance rates throughout NY. Call 845-297-3266 now. - [Home Insurance](https://kaplaninsurance.com/home-insurance/) - Kaplan Insurance of Wappingers Falls, NY, offers customizable insurance for your car, home, and business. Call 845-297-3266 to learn how we can serve you best. - [Business Owners Policy (BOP)](https://kaplaninsurance.com/business-commercial-insurance/business-owners-package-bop/) - Combine general liability and property insurance in one package. - Click here or call 845-297-3266 now. - [Auto Insurance](https://kaplaninsurance.com/auto-insurance/) - Kaplan Insurance offers our customers competitive Auto Insurance rates throughout NY. Call 845-297-3266 now. - [Cyber Liability Insurance](https://kaplaninsurance.com/business-commercial-insurance/cyber-liability-insurance/) - Cybersecurity insurance is essential for protecting your business from online risks. Click here or call 845-297-3266 now. - [Liquor Liability Insurance](https://kaplaninsurance.com/business-commercial-insurance/liquor-liability-insurance/) - If your business is involved in the sale or distribution of alcohol, you could be held liable for incidents involving intoxicated patrons. Call 845-297-3266 - [Garage Keepers Insurance](https://kaplaninsurance.com/business-commercial-insurance/garage-keepers-insurance/) - Our comprehensive Garagekeepers Insurance policy is specifically designed to cover damages to vehicles under your care, custody, or control. Learn more. - [Errors and Omission Insurance](https://kaplaninsurance.com/business-commercial-insurance/errors-and-omission-insurance/) - We offer Errors and Omissions Insurance (E&O), designed to protect businesses and individuals from the financial impact of errors, omissions, or negligence. - [Bonds Insurance](https://kaplaninsurance.com/business-commercial-insurance/bonds-insurance/) - Our Surety Bonds act as a safeguard, ensuring that your company fulfills specific obligations to clients or government agencies. Learn more. - [Commercial Building Property Insurance](https://kaplaninsurance.com/business-commercial-insurance/commercial-building-property-insurance/) - To take the first step in obtaining a Commercial Building Property insurance policy, contact us today. Call 845-297-3266 now. - [Workers Compensation Insurance](https://kaplaninsurance.com/business-commercial-insurance/workers-compensation-insurance/) - Ensure Employee Safety with Workers Compensation Insurance in New York - Click here or call 845-297-3266 now. - [Disability and Paid Leave Insurance](https://kaplaninsurance.com/business-commercial-insurance/disability-and-paid-leave-insurance/) - Protect Your Business with Disability and Paid Leave Insurance in New York. Learn more about IPLI. Click here or call 845-297-3266 now. - [Inland Marine Insurance](https://kaplaninsurance.com/business-commercial-insurance/inland-marine-insurance/) - Protect Your Business with Inland Marine Insurance in New York - Click here or call 845-297-3266 now. - [Commercial Auto Insurance](https://kaplaninsurance.com/business-commercial-insurance/commercial-auto-insurance/) - Secure Your Fleet with Commercial Auto Insurance in New York - Click here or call 845-297-3266 now. - [Business Umbrella Liability Insurance ](https://kaplaninsurance.com/business-commercial-insurance/business-umbrella-liability-insurance/) - Protect Your Business with Business Umbrella Liability Insurance in New York - Click here or call 845-297-3266 now. - [Professional Liability Insurance](https://kaplaninsurance.com/business-commercial-insurance/professional-liability-insurance/) - Safeguard Your Profession with Professional Liability Insurance in New York - Click here or call 845-297-3266 now. - [Employment Practices Liability Insurance ](https://kaplaninsurance.com/business-commercial-insurance/employment-practices-liability-insurance/) - Protect Your Business with Employment Practices Liability Insurance in New York - Click here or call 845-297-3266 now. - [General Liability Insurance](https://kaplaninsurance.com/business-commercial-insurance/general-liability-insurance/) - Protect Your Business with Comprehensive General Liability Insurance in New York - Click here or call 845-297-3266 now. - [Motorcycle Insurance](https://kaplaninsurance.com/business-commercial-insurance/motorcycle-insurance/) - Our comprehensive Motorcycle Insurance policy is specifically designed to cover damages to vehicles under your care, custody, or control. Learn more. - [Classic Car Insurance](https://kaplaninsurance.com/auto-insurance/classic-car-insurance/) - Our classic car insurance policy safeguards your vintage vehicle against unexpected damages, ensuring you can enjoy the ride with peace of mind. Learn more. - [Vacant Property Insurance](https://kaplaninsurance.com/auto-insurance/vacant-property-insurance/) - Our vacant property insurance policy shields your unoccupied home from unforeseen risks, giving you peace of mind while it sits empty. Learn more. - [Mobile Home Insurance](https://kaplaninsurance.com/home-insurance/mobile-home-insurance/) - Our comprehensive Mobile Home Insurance policy is specifically designed to cover damages to your mobile dwelling, whether a rental or permanent unit. Learn more. - [Homeowners Insurance](https://kaplaninsurance.com/home-insurance/homeowners-insurance/) - Our comprehensive Homeowners Insurance policy will protect your home in the case of accidents or unpredicted damages, leaving you with peace of mind. Learn more. - [Renters Insurance](https://kaplaninsurance.com/home-insurance/renters-insurance/) - Our comprehensive Renters Insurance policy is specifically designed to cover damages to vehicles under your care, custody, or control. Learn more. - [Golf Cart Insurance](https://kaplaninsurance.com/auto-insurance/golf-cart-insurance/) - Protect your golf cart with customized insurance from Kaplan—covering damage, theft, liability, and more, whether on the course or around your community. - [Snowmobile Insurance](https://kaplaninsurance.com/auto-insurance/snowmobile-insurance/) - Our snowmobile insurance policy protects your sled from unexpected mishaps, so you can hit the trails with confidence and peace of mind. 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General Kaplan Insurance Agency strives to ensure that its services are accessible to people with disabilities. Kaplan Insurance Agency has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong - [Rensselaer County](https://kaplaninsurance.com/areas-we-serve/rensselaer-county/) - Kaplan Insurance offers our customers competitive homeowner, car, and commercial insurance rates in Rensselaer County and throughout NY. Call 845-297-3266 now. - [Carriers](https://kaplaninsurance.com/carriers/) - Kaplan Insurance offers policies from several insurance carriers to help you find the coverage you need at a price that fits your budget. Call 845-297-3266 now. - [About Us](https://kaplaninsurance.com/about-us/) - Meet Allan Kaplan and his team of insurance agents based in Wappinger Falls, NY. 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Call 845-297-3266 now. - [Request a Quote](https://kaplaninsurance.com/request-a-quote/) - Request anInsurance Quote Kaplan Insurance Agency in based in Wappingers Falls NY and serves clients throughout the Hudson Valley: Wappingers Falls, Hopewell Junction, Fishkill, Poughkeepsie, Beacon, and Lagrangeville. Please fill out the form below and indicate the type of insurance we can provide quotes for you on – Home, Auto, Business, or Life. One of - [Areas We Serve](https://kaplaninsurance.com/areas-we-serve/) - Kaplan insurance of Wappingers Falls, NY, offers customizable insurance for your car, home, and business. Call 845-297-3266 to learn how we can serve you best. ## UX Blocks - [Footer 3 Column](https://kaplaninsurance.com/blocks/footer-3-column/) - 845-297-3266 info@kaplanInsurance.com 12 Barrister’s Row, Wappingers Falls,NY 12590-9998 FOLLOW US ON SOCIAL MEDIA - [Service Blocks](https://kaplaninsurance.com/blocks/service-blocks/) - Auto Auto Insurance policies at competitive prices Auto Auto Insurance policies at competitive prices Home Cover your home against potential disasters Home Cover your home against potential disasters Business Protect your business against frivolous lawsuits Business Protect your business against frivolous lawsuits Carriers We represent lots of companies to get you the best prices Carriers - [Gray Striped List](https://kaplaninsurance.com/blocks/gray-striped-list/) - Independent insurance agent Licensed in NY, NJ, CT, FL and soon CA Right coverages with the personal touch you deserve From our location in Wappingers Falls we can provide excellent service to our surrounding communities. Highest ethical standards Meet your needs at the best possible price Reviews from real clients - [Why Choose Kaplan](https://kaplaninsurance.com/blocks/why-choose-kaplan/) - Why Choose Kaplan? We are a full service independent insurance agency and our staff is committed to providing our clients with the best insurance value and service while maintaining the highest ethical standards. Ofrecemos servicios bilingües. - [Bio Block - Elizabeth Crimmins](https://kaplaninsurance.com/blocks/bio-block-elizabeth-crimmins/) - Elizabeth Crimmins Commercial Lines Account Manager - Licensed Agent (Spanish Speaking) Elizabeth recently joined our team as a Commercial Lines Account Manager. A welcome addition with a background in Business Administration Management and Insurance, she brings over 18 years of experience to our Commercial Lines Department. Licensed in Property & Casualty and fluent in Spanish. - [Bio Block - Nancy Centuori](https://kaplaninsurance.com/blocks/bio-block-nancy-centuori/) - Nancy Centuori Nature lover – Office Manager, Licensed Agentncentuori@kaplaninsurance.com Since joining our team in the Spring of 2014, Nancy learned the ropes of the Insurance business and added Office Manager to her title in 2018. She focuses on making our office a great place to work, while continuing to assist the Spanish speaking community with - [Bio Block - Sara Montoro](https://kaplaninsurance.com/blocks/bio-block-sara-montoro/) - Sara Montoro Receptionist and Customer Service Sara is our receptionist and customer service support. Her background is in financial billing software, with 15 years’ experience, specializing in healthcare insurance in the private & government sector. Fluent in Spanish, Sara provides support to clients and staff, assisting with billing inquiries, payments, and inter office tasks. Sara - [Bio Block - Pup](https://kaplaninsurance.com/blocks/bio-block-pup/) - Pup Mascot - [Bio Block - Steve Shryock](https://kaplaninsurance.com/blocks/bio-block-steve-shryock/) - Steve Shryock Personal Lines Account Manager – Licensed Agent - [Bio Block - Jacqueline Buechele](https://kaplaninsurance.com/blocks/bio-block-jacqueline-buechele/) - Jacqueline Buechele Personal Lines Account Manager – Licensed Agent - [Bio Block - Omar Elmahrouky](https://kaplaninsurance.com/blocks/bio-block-omar-elmahrouky/) - Omar Elmahrouky Commercial Lines Account Manager – Licensed Agent After graduating from The College of Saint Rose, Omar decided to dive into the insurance world. Since joining the Kaplan family two years ago, he has gained experience in his role as a customer service representative for both commercial and personal lines. Recently licensed, Omar is - [Bio Block - Jill Sidoli](https://kaplaninsurance.com/blocks/bio-block-jill-sidoli/) - Jill Sidoli Personal and Commercial Lines Account Manager – Licensed Agent - [Bio Block - Natalie Centuori](https://kaplaninsurance.com/blocks/bio-block-natalie-centuori/) - Natalie Centuori Commercial Lines Customer Service Representativenrcentuori@kaplaninsurance.com Natalie has been with Kaplan Agency since 2016 and is a Commercial Lines Customer Service Representative. Experienced in Commercial Lines support, she is a great resource for agency procedures, certificates, and a familiar voice for our clients. When she is not working, she is busy caring for her - [Bio Block - Harrison Kaplan](https://kaplaninsurance.com/blocks/bio-block-harrison-kaplan/) - Harrison Kaplan Commercial Lines Account Manager – Licensed Agent - [Bio Block - Allan Kaplan](https://kaplaninsurance.com/blocks/bio-block-allan-kaplan/) - Allan Kaplan Golfer, Family Man – Presidentakaplan@kaplaninsurance.com I began my insurance career in 1993 working for a large company. I opened the Kaplan Agency, in Wappingers Falls, NY, in 1999 after realizing how important it was to be able to give my customers options when choosing insurance for their individual needs. I am licensed in - [Side Bar Services -includes service block](https://kaplaninsurance.com/blocks/side-bar-services-includes-service-block/) - Kaplan Provides All Forms Of Insurance Auto Auto Insurance policies at competitive prices Auto Auto Insurance policies at competitive prices Home Cover your home against potential disasters Home Cover your home against potential disasters Business Protect your business against frivolous lawsuits Business Protect your business against frivolous lawsuits Carriers We represent lots of companies to ## Categories - [Insurance](https://kaplaninsurance.com/category/insurance/) - [Home Insurance](https://kaplaninsurance.com/category/home-insurance/) - [Auto Insurance](https://kaplaninsurance.com/category/auto-insurance/) - [Business Insurance](https://kaplaninsurance.com/category/business-insurance/) - [Business Owners Packages](https://kaplaninsurance.com/category/business-owners-packages/) - [General Liability Insurance](https://kaplaninsurance.com/category/general-liability-insurance/) - [Employment Practices Liability](https://kaplaninsurance.com/category/employment-practices-liability/) - [Professional Liability Insurance](https://kaplaninsurance.com/category/professional-liability-insurance/) - [Business Umbrella Insurance](https://kaplaninsurance.com/category/business-umbrella-insurance/) - [Commercial Auto Insurance](https://kaplaninsurance.com/category/commercial-auto-insurance/) - [Inland Marine Insurance](https://kaplaninsurance.com/category/inland-marine-insurance/) - [Disability and Paid Family Leave](https://kaplaninsurance.com/category/disability-and-paid-family-leave/) - [Errors and Omissions Insurance](https://kaplaninsurance.com/category/errors-and-omissions-insurance/) - [Garage Keepers](https://kaplaninsurance.com/category/garage-keepers/) - [Liquor Liability Insurance](https://kaplaninsurance.com/category/liquor-liability-insurance/) - [Homeowners Insurance](https://kaplaninsurance.com/category/homeowners-insurance/) - [Mobile Home Insurance](https://kaplaninsurance.com/category/mobile-home-insurance/) - [Motorcycle Insurance](https://kaplaninsurance.com/category/motorcycle-insurance/)