Protecting Your Golf Cart – On and Off the Course

Ensure your golf cart is protected with a specialized Golf Cart Insurance policy from Kaplan Insurance. Whether you use your cart on the course, around your neighborhood, or for recreational purposes, the right coverage is essential to safeguard your investment and give you peace of mind. Our custom policies offer comprehensive protection against damage, theft, liability, and more—so you can drive with confidence.

At Kaplan, we understand that golf carts aren’t just for the greens. These versatile vehicles come with unique risks, especially when used off traditional golf course paths. That’s why our flexible insurance solutions are tailored to fit your specific use—whether you’re navigating your gated community, cruising your property, or attending local events. Our experienced team will work with you to determine the coverage that best suits your lifestyle without unnecessary extras.

Our Golf Cart Insurance Covers

  • Comprehensive and Collision Coverage: Protects against physical damage from accidents, collisions, theft, vandalism, severe weather, and other unexpected events..
  • Liability Protection: Covers costs associated with bodily injury or property damage you may cause while operating your golf cart.
  • Off-Course and Community Use: Provides coverage beyond the golf course, including use in neighborhoods, private roads, and residential areas.

Golf carts provide convenience, fun, and function—but accidents can happen anywhere. Kaplan Insurance’s Golf Cart Insurance ensures you’re covered no matter how or where you use your cart. Contact us today to explore your coverage options and get a policy tailored to your needs.

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Contact Kaplan Insurance for the best rates on Golf Cart Insurance policies.
We can be reached at 845-297-3266.

Client ReviewsSee All Reviews

Excellent customer service, they addressed my concerns and provided a solution.

- Richard S.


FAQs

Yes, even if you only drive your golf cart on private property, accidents can still happen—whether it’s damage to the cart, injuries to passengers, or property damage. Golf cart insurance helps protect you from unexpected expenses and liability claims that homeowners insurance may not fully cover.

Laws vary by state and how you use your golf cart. If you operate it on public roads, many states require insurance and registration. Even when not legally required, having golf cart insurance is a smart way to protect yourself from costly damages or liability issues. Kaplan Insurance can help you determine the right level of coverage for your situation.

Kaplan Provides All Forms Of Insurance

Why not place all yours together with Kaplan to save money and improve your customer experience?

Call us today to speak with an agent!

(845) 297-3266