Safeguard your New York business from unexpected liabilities with a Business Umbrella Insurance policy from Kaplan.
In today’s increasingly litigious world, even well-protected businesses can encounter claims that surpass the limits of their standard insurance.
Whether it’s a high-stakes lawsuit, extensive property damage, or a serious accident, our New York Business Umbrella policies provide additional coverage to shield your company from financial strain beyond your primary policy limits.
We know that every business faces its own unique risks, which is why our policies are designed to be flexible and tailored to your specific needs. From small enterprises to large corporations, our policies ensure that your business is protected from significant liabilities that could disrupt its financial stability. Our expert team will carefully assess your current coverage to identify any vulnerabilities and offer the right solutions to extend your protection.
Our Business Umbrella Policies Protect You Against:
- Lawsuits and legal claims: Provides additional coverage for legal expenses and settlements that exceed the limits of standard liability policies.
- Property damage claims: Covers costs from significant damage to third-party property when primary insurance is exhausted.
- Bodily injury claims: Offers protection for medical expenses and legal fees related to severe accidents or injuries caused by your business.
- Reputation-damaging lawsuits: Extends coverage to defamation, libel, or slander cases that could otherwise harm your business financially and reputationally.
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Contact Kaplan Insurance to inquire about our New York Business Umbrella Insurance and policies.
We can be reached at 845-297-3266.
FAQs
What does Business Umbrella Insurance cover that my primary policies don’t?
Business Umbrella Insurance provides additional liability protection when the limits of your primary policies—such as general liability, auto liability, or employer’s liability—are reached. It helps cover large claims related to lawsuits, property damage, bodily injuries, and other liabilities that could exceed the coverage provided by your standard insurance policies.
Is Business Umbrella Insurance necessary for small businesses?
Yes, small businesses can benefit from Business Umbrella Insurance, especially if they face potential risks like lawsuits or claims that exceed standard coverage limits. Even a single large claim could significantly impact a small business’s finances, and an umbrella policy offers extra protection, ensuring your business is better prepared for the unexpected.
How do I know if my business needs a Business Umbrella Insurance policy?
If your business is at risk of lawsuits, works with the public, or operates in an industry with higher liability risks, it’s wise to consider an umbrella policy. Our team can review your current insurance coverage and assess potential gaps, helping you determine if an umbrella policy is right for your business.
Kaplan Provides All Forms Of Insurance
Why not place all yours together with Kaplan to save money and improve your customer experience?
Call us today to speak with an agent!