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September 04, 2013

How to Save Money on your Auto Insurance

NY defensive driving course online lowers your premiums.

New York has some of the highest auto insurance premiums in the nation;  so if you are looking to save some money, paying attention to your auto insurance premium is  a good place to start. Fortunately, to save money on your policy you don’t need to get new quote or change your policy.

New York residents can reduce their premiums by 10%,  just by taking the NY Defensive Driving Course online.   The course is completely online so you can work at your own pace and there is NO FINAL EXAM.  Once you complete the defensive driving course, you will be given a certificate of completion that you provide to your insurance company.  It is mandated that your insurance carrier must reduce your current car liability, no-fault & collision premiums.  The best part is that the rate reduction lasts for three full years.

These savings can really add up.  Let’s say your auto insurance premium is $1500 per year.  Over a three year period, you would save $450.  The online defensive driving course only costs $34.50 and takes a total of 320 minutes to complete.  That works out to more than $75 per hour in savings for your time spent taking the course.

If you have more than one driver on your policy these savings can be quite substantial; especially if you have some teenage drivers on your policy whose premiums are higher.  Each driver on the policy needs to take the course to get the reduction on their portion of the premium.  For new teenage drivers, this program will not only save you money but also helps to reinforce safe driving habits that are so important for new drivers to learn.

If you are interested, please go to www.kaplaninsurance.com and click on the “New York Online Defensive Driving Course” found in the lower right corner of the homepage.  If you have any questions, please give us a call at (845) 297-3266.